Before deciding to buy a home, it's worth considering several factors. These factors include affordability, crime rates, and cost of living. Here are some factors to consider when making your decision. Read on to learn more about the pros and cons of renting an apartment or house in North Dallas. You'll soon be surprised by your choice. The right move for your family is one that's both affordable and secure.AffordablenessIf you're wondering about the affordability of renting an apartment versus buying a house in north Dallas, consider the rising cost of mortgages. According to a new study from Attom Data Solutions, buying a home is still cheaper than renting in 66 percent of U.S. counties. This is particularly true in the Dallas-Fort Worth area, where median home prices increased 50 percent over the last five years.Renting a home is still an expensive proposition, but you can find low-cost apartments in the area. The average household income is around $70,000, according to the U.S. Census Bureau. While a family earning this income is considered middle-class, those earning less than 30 percent of AMI can qualify for housing vouchers. For example, a family of four earning 80 percent of the AMI earns approximately $70,000 a year in Dallas County. This means that many low-income families have very limited options when it comes to renting a home.Incentives are an important tool in enabling developers to build more affordable units. While Dallas is a relatively expensive city, there are incentives that developers can use to make a project more affordable. For example, Dallas' housing policy recognizes that there's a shortage of about 20,000 units in the city. The city also pledged to build thousands of affordable housing units every year for three years. But only 320 qualified homes were built in fiscal year 2018.The Oak Cliff neighborhood is in south Dallas. The Bishop Arts District is an urban revitalization project that features art galleries, shops, and restaurants. Oak Cliff is home to a large community that enjoys local events like the For Oak Cliff Farmers Market and the Oak Cliff Film Festival. The area's French heritage is also celebrated in annual festivals, such as the Oak Cliff Farmers Market.Crime ratesThe area north of the heart of Dallas is home to a low crime rate. The area is home to just over one violent crime per hundred thousand residents, which is about half the average for Dallas. Its crime rate is also 33% lower than the national average. North of University Park, you'll find Highland Park, which is part of the Park Cities enclave. It's considered one of the safest areas in the Dallas metro area. The city is home to many of the country's richest residents.The high crime rate is due to gang activity, dangerous schools, and high rates of break-ins. FBI statistics show that there were 6,315 crimes reported in this neighborhood in 2017, reflecting both the worst violent crimes and property crimes. While violent crime was on the rise, property crimes were actually lower, with just 1,243 crimes per capita. In 2011, crime rates were down in north Dallas, but that didn't stop the police from increasing their visibility and enforcement efforts.The crime rate in the north Dallas area has been decreasing steadily from 2000 to 2018. Property crime was at its highest in 2002, reaching 5,196 per 100,000 residents. The violent crime rate, on the other hand, peaked in 2001 at a high of 6,987 crimes per 100,000 people. In 2003, violent crime dropped to 144 per 100,000, and then rebounded to 550 in 2005. Fortunately, crime rates in north Dallas remain lower than in most cities in Texas and the nation.Overall, crime rates in North Dallas are low compared to other cities in Texas. However, you should still take your precautions when visiting the area. Don't walk alone after dark, avoid sketchy areas, and be aware of your surroundings. Take normal precautions and you should be fine. In the meantime, you can enjoy the city's attractions and museums. While the crime rate is declining, it's still important to be aware of your surroundings.While violent crime is down overall, property crime is on the rise. The murder rate was at its highest in the last two decades, at 1,591 per 100,000 residents. While the number of murders is lower than in many other neighborhoods, property crime is still a major concern. The police force in North Dallas has a petition pending for more power to crackdown on crime. There is also a high crime rate in Cedar Crest, which is about 1 in 20.Cost of livingBuying a home is the single biggest expense for most Americans, but the cost of renting an apartment is now cheaper than buying a home. The median rent for a two-bedroom apartment in North Dallas is $1474 a month, while the average price of a house in the area is $375,316. However, the cost of living difference between these two options can be large.While the average cost of housing in the city of Dallas is 7% higher than the national average, housing costs are 11% and 8% higher, respectively. These numbers don't take into account other non-necessary expenses, such as food and clothing. Dallas is a relatively expensive city compared to the rest of the country, which is why you'll have to save up for a few years to save enough money.The price of an apartment in Flower Mound is the most expensive in the Dallas-Fort Worth area, with an average rent of $1,599 per month. The second and third-most expensive cities are Farmers Branch and Frisco, while Greenville and Balch Springs have lower average rents. However, buying a house is still a better investment than renting.In addition to housing costs, you should also consider entertainment costs, such as dining out, or purchasing tickets to local events. Using a cost of living calculator, you can compare the costs of essentials, such as rent and groceries, with the costs of extras such as dining out and entertainment. You should also take into consideration big-picture financial goals, such as paying off student loans or saving for a house. In addition, you should consider long-term goals, such as how easy it is to visit family. Cost of living should be one of the most important factors when choosing a new location.Purchasing a home in north Dallas is an excellent investment. There are many advantages to renting an apartment compared to buying a home in North Dallas, and the benefits far outweigh the costs. The average rent in Dallas is $1,270 per month, which is considerably lower than the national average of $1,417. Other major cities like Fort Worth and Arlington have higher rents than Dallas.Investing in real estateIf you are considering moving to Dallas, it is a good idea to take a tour of the various neighborhoods that are in North Texas before deciding on which option is best for you. While North Texas is home to many communities, it is mostly in Dallas County. There are also some portions of North Dallas that are located in Denton and Collin counties. Many tenants enjoy living in this area, as it is quiet and has beautiful tree-lined streets.Although there are a number of benefits to both types of housing investments, Dallas has an added advantage. In recent years, the metro area has experienced job growth that beat both Washington, D.C., and New York. In addition, the city's low taxes have lured many tech companies and startups. With these economic factors, Dallas is a great investment opportunity for investors.However, there are several disadvantages to renting an apartment. If you're the type of person who'd rather have no restrictions, renting an apartment isn't for you. Rental agreements often restrict your freedom and you may have to live under strict rules. You may also have limited space for remodeling. Also, you're likely to face rising rent costs. Therefore, before deciding on the best option, consider the pros and cons of both options.Whether you'll be staying in Dallas for a long time or just visiting for a short while, buying a home might be a better choice. Homeownership allows you to build equity, which may save you money in the long run. According to reports, Dallas' housing market appreciated by 16.7% last year, and experts predict a 10.6% increase in value over the next year. Thus, buying a home is an excellent choice for those who want to protect their investment and enjoy a steady stream of monthly income.The cost of buying a home is the biggest factor in purchasing a home. Despite the increasing cost of home ownership, renting in Dallas is still cheaper than buying a home, according to LendingTree's analysis. In the Dallas area, the median cost of renting is $619 less than the median mortgage payment. In this case, you'll likely be better off renting a home than purchasing one.If you are considering moving your loved one into an assisted living facility, you will want to make sure that you fully understand the type of memory care you will be getting. You should understand how the regulations for assisted living facilities differ in Texas, as well as what to expect financially. You should also understand what financial assistance may be available to help with the costs. In this article, we will discuss some of the things to look for in an assisted living facility, as well as what you should know about the eviction policy.Types of assisted living facilities in TexasThere are three main types of assisted living facilities in Texas: Assisted living communities, independent living communities, and skilled nursing facilities. All of these types of facilities provide individualized health care while promoting a high degree of personal dignity. Assisted living communities may be large apartment-like settings or private residences. Individualized care is a major focus, and assisted living communities offer assistance with activities of daily living such as bathing, dressing, and medication administration. The Texas Health and Human Services licenses assisted living facilities based on the needs of residents. A Type A facility is for people who are able to perform these activities and do not require nighttime supervision.A Type B facility is for individuals who require nighttime attendance or assistance in evacuation. A Type A facility is for residents who need less medical attention than Type B, but are still capable of interacting with others. The Assisted Living Facility Information brochure outlines the different types of assisted living facilities in Texas and the services offered by each type. Each facility is regulated under the Health and Safety Code and the Texas Administrative Code. For more information on assisted living communities, download the brochure.Small Assisted Living Homes are licensed and operate under the same guidelines as large facilities, but typically have less than sixteen residents. In Houston, for example, most Small Assisted Living Homes have eight to ten residents. They are often located in suburban areas, although some are set on large parcels of land. Small Assisted Living Homes are just as unique as their residents, and they offer the same level of care as large facilities. Some homes also offer transportation.Regulations for memory care facilities in TexasRegulations for memory care facilities in Texas are important to ensure that residents are safe. As a result, Texas requires facilities to hire a manager and sufficient staff to ensure residents' safety and comfort. A manager's primary responsibility is to supervise the staff and make sure residents are met with basic necessities. The facility should also hire enough staff to keep the place clean, maintain order, and respond to emergencies. A manager is also required to keep a minimum number of staff members on duty at all times.The regulations for memory care facilities in Texas require that these facilities meet the physical, psychological, and social needs of their residents. They must also be climate-controlled, physically secure, and hygienic. Staff members must be qualified and licensed in order to properly care for residents. They also need to be properly staffed and all safety hazards must be out of reach for residents. However, there are a few exceptions.The Regulations for memory care facilities in Texas are extremely detailed and can be confusing. Thankfully, there are some helpful resources that can help families choose the right memory care facility for their loved one. In addition to providing basic daily activities, these facilities also offer therapeutic therapies and programs that tone down the symptoms of dementia. Meals in memory care facilities will be served three times a day. Seniors with special dietary needs should ask about the food served at these facilities.There are a few things to consider before selecting a memory care facility. First, remember that federal regulations don't ensure 100% safety, so you should read disclosure documents and contracts carefully. The documents should clearly explain what services the facility offers and what it charges. Secondly, you should review the rules regarding long-term care insurance and Medicare. It is essential to follow all regulations to ensure the safety and comfort of your loved one.Cost of memory care in TexasThe average cost of memory care in Texas is $4,998 per month. While this is higher than the national average, Texas is still one of the more affordable states in which to live in retirement. The state has no state income tax, which is helpful for seniors who want to stretch their retirement funds. Moreover, Texas has 161 physicians per 100,000 residents, which keeps the health care costs lower than the national average. But there are a few things you should know before you choose a Texas memory care facility.There are several ways to pay for memory care in Texas. The state has a STAR+PLUS waiver program for elderly and disabled residents that reimburse families for the cost of living in a long-term care facility. Seniors who qualify for Medicaid can take advantage of this program. The state will reimburse families for the costs of living in memory care facilities. The program has many requirements, but is worth checking out. If your loved one has a disability that makes memory care a necessity, consider a facility that can accommodate that condition.Medicare does not cover the cost of memory care in Texas. Medicaid does not cover the cost of memory care in nursing homes. Most memory care is provided in a social environment, so Medicaid is not a viable financial option for most seniors. Medicare does cover the cost of doctor visits and approved medications, and some medical equipment. It is also possible to get assistance from the Area Agencies on Aging in your area. Many senior centers also host Medicaid workshops.Financial assistance programs for memory care residents in TexasGetting help to pay for memory care can be challenging for most typical Americans. Medicaid funds a variety of programs for people with medical needs, including memory care. The STAR PLUS Program in Texas is a good place to start looking for financial help. To qualify, single applicants must earn less than $27,000 per year. Visit the Texas Medicaid website for more information. Medicare is another option for paying for health care, but it only covers short-term care.Medicaid is a state-funded program that provides medical care for low-income elderly people. It is designed to meet the specialized needs of memory care residents. Medicaid waivers can help cover the costs of a memory care residential facility for those who qualify. However, Medicaid coverage requirements vary by state, so it's important to find out what those are before you apply. If you qualify, you can also look into private programs that offer financial help to Texas residents.The Texas Aging Department provides several services for seniors, including respite care and advocacy for long-term care rights. The agency can also help identify memory care services in your area. 211 Texas is an anonymous hotline that provides information on community resources. Many Texas agencies are dedicated to helping people find the support they need. Some may even be able to provide care for a family member at no cost. Aside from 211 Texas, there are also a variety of government agencies and nonprofit organizations dedicated to helping older residents.Texas has recently changed its Medicaid programs for the elderly. The STAR+PLUS Waiver was rolled out county by county for several years and is now available statewide. This program provides financial help for individuals with dementia, but does not cover room and board in a memory care home. This program is not an entitlement, so applicants must meet certain criteria to qualify for assistance. There is a waiting list for this program, and each state has different priorities.Requirements for memory care residents in TexasThe state of Texas has several requirements for memory care facilities. First, these facilities must meet certain physical and psychological requirements. They must be secure and climate-controlled, have ample staff, and adhere to health regulations. They must also be free from hazards that can endanger residents' health or safety. Below are a few of these requirements. You should carefully examine the policies and requirements of each memory care facility before choosing one for your loved one.While Texas doesn't mandate a specific staff-to-resident ratio, it does require that assisted living facilities have enough employees to meet resident needs. For example, a large memory care facility is required to have two full-time employees working night shifts. Additionally, overnight staff must be awake and alert for residents. The state also requires that overnight staff be on-site during designated hours. A home health agency may be used to supplement the care of memory care residents.As far as certifications go, a CNA must be certified by the Alzheimer's Association to be able to provide quality care to a resident with dementia. A Texas nursing assistant is required to undergo training at least every year. Typical trainings include communication techniques, skills for assessments, geriatric pharmacology, and common emergency situations. Likewise, CNAs are required to undergo extensive training to ensure that they are up-to-date with the latest trends in dementia care.Long-term care for memory-impaired seniors can be costly, but there are several financial programs that can help you pay for it. In Texas, you can access information about Medicaid benefits and programs for seniors with dementia. The Texas Alzheimer's Disease Program (TAD) and CCAD offices can assist you with resources and application. Furthermore, federal and state programs may offer financial assistance to senior residents with dementia. The programs are administered by program social workers.